Business Insurance

Truck Insurance QLD for Townsville Trucks, Trailers & Fleets

1300 270 772

Townsville Insurance Brokers arranges truck insurance across Queensland for owner-operators, small fleets and large transport businesses. We compare options from leading insurers for rigid trucks, semi-trailers, tippers, vans and trailers, and support you from quote to claim. Call 1300 270 772 or request a free quote.

Insurance of truck made for your protection

Our truck insurance in Queensland provides comprehensive coverage for all commercial vehicles including fleets, rigid trucks, semi-trailers, tippers, and vans operating across Townsville and QLD.

Affordable Rates for Insurance on Truck

We offer competitive truck insurance quotes with flexible payment options protecting your Townsville truck, trailer, or commercial vehicle fleet without stretching your business budget.

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General Advice Warning: Any advice provided is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you and read the relevant Product Disclosure Statement/Policy Wording before making any decision

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Business insurance

Why Do You Need Truck Insurance in Townsville & QLD?

Truck insurance in Townsville offers complete peace of mind by safeguarding your commercial vehicles and business operations against the wide range of risks that come with operating on Queensland roads.

insurance for semi-truck and trailer

Comprehensive Truck Fleet Insurance Townsville & QLD

Safeguard your commercial trucking or fleet business in Townsville with truck insurance coverage designed to keep your trucks, vans, and commercial vehicles operating on QLD roads smoothly and profitably.

tractor truck insurance

Tailored Truck Insurance for Townsville & QLD Operators

Our commercial vehicle truck insurance in Townsville safeguards your vehicle against accidents, theft, fire, storm damage, hail, and engine failure tailored to the specific operational needs of your QLD trucking business.

Get Peace of mind for your family using Townsville insurance brokers

Truck Insurance Compliance for QLD Businesses

Stay fully compliant with Queensland transport regulations. QLD law mandates Compulsory Third Party (CTP) insurance for all registered trucks — our Townsville insurance brokers ensure your commercial fleet meets all QLD road and compliance requirements.

How to get Truck Insurance?

Applying for Truck Insurance is a straightforward process designed to protect your operations with the best possible solution

Step 1:
Contact Our Townsville Truck Insurance Brokers

Give us a call or fill out the form to get a free truck insurance quote from our experienced Townsville insurance brokers we'll assess your QLD commercial vehicle needs and find the right cover for your fleet.

Step 2:
Compare Truck Insurance Options in QLD

We compare truck insurance policies from leading Australian insurers providing the best commercial vehicle insurance quotes for your Townsville fleet and making sure your QLD business has the right cover for every vehicle.

Step 3:
Get Covered & Keep Your Fleet Moving

Submit your truck insurance application and get ready for best-in-class commercial motor coverage so your Townsville trucks and QLD fleet are fully protected on the road from day one.

Our Townsville & QLD Truck Insurance Solutions

At Townsville Insurance Brokers, we are dedicated commercial vehicle insurance specialists based in Townsville QLD providing truck insurance tailored specifically for Queensland's trucking and transport industry.

Comprehensive Truck Insurance

Our comprehensive truck insurance covers vehicle damage, fire and theft, storm damage, and accidents plus legal fees and third-party property damage for your Townsville commercial vehicles operating across QLD.

Third Party Property, Fire and Theft Cover

Ideal for Townsville truck operators who need third-party property damage cover combined with fire and theft protection a cost-effective truck insurance option for QLD owner-operators and small fleets.

commercial truck and trailer insurance

Owner-Operator & Fleet Truck Insurance Townsville QLD

Tailored truck insurance policies for Townsville owner-operators and large QLD commercial fleets including cargo insurance, downtime cover, and tools and equipment cover to protect every aspect of your trucking business.

Specialist Truck Insurance for All Vehicle Types in QLD

Our Townsville truck insurance covers all specialist commercial vehicle types across QLD including tankers, refrigerated trucks, tippers, tow trucks, and mobile cranes operating on Queensland roads.

Happy Clients

Our clients love the protection we provide.

Hayden was a real star when it came to our business insurances ! Great service and helped us streamline our policies! Highly recommended !
Business Insurance Reviews from client
Kris Williams
Hayden reviewed our insurances. He made the whole process easy and painless and saved us $$$$$$
Business Insurance Reviews
R Voice
I recently contacted Jashan as I wasn’t satisfied with the level of care and professionalism from my previous broker. Jashan was prompt, precise, reduced my premiums, provided options and tailored policies to best suited my needs.
Customer Testimonial for Townsville insurance brokers
Chad Brewer
Jashan was extremely patient to understand my requirements and took the time to make sure my expectations were met in a timely manor. My experience with Earnest Insurance from start to finish was extremely professional and I wouldn’t hesitate to recommend Jashan as my one stop insurance contact.
Customer Testimonial for Townsville insurance brokers
Clinton Bailey
Has been a pleasure to find the right insurance for us at the right price.
Jashan has been very patient and helpful, thank you very much! Highly recommend!
Customer Testimonial for Townsville insurance brokers
Gold Coast Equestrian centre
Best insurance firm , Jashan was exceptional , I have been in business for 25 years and just thought i would shop around to see if i could get something cheaper , since my premiums kept going up i contacted Jashan and she was able to get me cover cheaper with no fuss and friendly advice and service.
Customer Testimonial for Townsville insurance brokers

Clyde Dvaz

Jashan really listened to our needs as a business and did a mountain of work in getting quotes to bring our premium down which is what you really want from a broker.
Customer Testimonial for Townsville insurance brokers

Martin Yeats

I have just signed up with Jashan for my home and contents, it was an absolutely painless process (!!unheard of with insurance!!) and I highly recommend you giving her a call, even just to review your current insurer for a better deal.  She was extremely efficient and helpful, amended things when I asked on the spot, and the quote was great, better than elsewhere.  Underwritten by Zurich, and a really fantastic open policy, ideal for those of us who live locally, in an area with a bushfire overlay.  Recommended without reservation.
Customer Testimonial for Townsville insurance brokers

Dr Amanda Johnson

Excellent coverage options and competitive rates. Outstanding customer service. Shivani was knowledgeable, friendly and made the process seamless.
Customer Testimonial for Townsville insurance brokers

Basra Sukh

Neha deserves more than 5 stars as she help me a lot with my enquire and requirements. She is so professional and very helpful calm and done the job perfectly highly recommended
Customer Testimonial for Townsville insurance brokers

Jaspal Singh

Position, Company name

Truck Insurance Broker in Townsville

As a local truck insurance broker in Townsville, we compare policies from leading insurers instead of offering a single insurer's product. We explain what is covered, the excess and any exclusions, so you can choose cover that fits your truck, your routes and your contracts.

Trucks and Trailers We Insure

We arrange cover for a wide range of commercial vehicles. If your vehicle is not listed, call us on 1300 270 772 and we will check your options.

  • Prime movers
  • Rigid trucks
  • Semi-trailers
  • Tippers and dump trucks
  • Box trucks and vans
  • Tow trucks
  • Tankers
  • Refrigerated trucks
  • Trailers
  • Owner-operator trucks
  • Small and large fleets

What Affects Your Truck Insurance Cost?

Premiums depend on the type and value of your vehicle, how and where you use it, your driving and claims history, the goods you carry, your fleet size and the excess you choose. A broker can compare options and help you balance premium against cover.

FAQs

Find answers to your most pressing questions about Commercial Motor Insurance.

What is truck and trailer insurance?

Truck and commercial vehicle insurance is a policy that protects business vehicles, including trucks, trailers, vans and fleets, against accidental damage, theft, fire and third party liability on Queensland roads. It suits owner-operators, small fleets and large transport businesses in Townsville and across QLD.

What does truck insurance cover?

Cover depends on the policy, but truck insurance typically includes accidental damage to your vehicle, fire and theft, storm and weather damage, third party property damage and legal defence costs. You can often add cargo cover, downtime cover, tools and equipment cover, and cover for specialist vehicles like refrigerated trucks and tippers. We compare policies to find the right cover for your business.

How much cover do I need?

It depends on the type and value of your vehicles, the goods you carry, your fleet size and how far you travel. CTP insurance is included in registration for every registered vehicle in Queensland. Beyond that, we assess your risks and recommend a level of cover that fits your work and budget.

Can I customise my truck insurance policy?

Yes. You can add options such as cargo insurance, downtime cover, tools and equipment cover, trailer cover and roadside assistance. We tailor the policy to your vehicles and operations so there are no gaps in your cover.

How do truck insurance claims work?

Contact us as soon as possible with full details of the incident. We liaise with your insurer on your behalf, guide you through each step of the claims process and work to resolve it quickly, so downtime is kept to a minimum.

What is the difference between comprehensive and third party truck insurance?

Third party cover pays for damage your truck causes to other people’s vehicles or property, but not damage to your own truck. Comprehensive cover includes that, and also covers your own vehicle against accidents, theft, fire and weather events. We help you choose the right level for your business and budget.

Is truck insurance compulsory in Queensland?

CTP insurance is compulsory for registered vehicles in Queensland and is included in registration. Other cover, such as comprehensive or third party property insurance, is not compulsory by law, but finance providers and freight contracts often require it.
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Do I need separate insurance for my trailer?
It depends on the policy. Some policies cover a truck and trailer together, while others insure them separately. We compare options and explain what applies to your set-up. See our guide to combined truck and trailer insurance.
Can you insure a single owner-operator truck?
Yes. We arrange cover for single trucks and owner-operators as well as larger fleets.
Do I need goods in transit insurance?
If you carry freight for others, goods in transit or cargo cover can protect against loss or damage to the load. We can discuss whether it suits the work you do.

Still have questions?

We love to talk to you, just give us a call.

Get In Touch With Us

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General Advice Warning: Any advice provided is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you and read the relevant Product Disclosure Statement/Policy Wording before making any decision

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