Do I need Marine Insurance if I’m a cargo owner?

Yes. Marine cargo insurance protects your goods in transit against risks like loss, theft, fire, or water damage. It’s essential for importers, exporters, and freight forwarders.

What’s the difference between Hull and Marine Liability Insurance?

Hull insurance covers physical damage to a vessel, while marine liability insurance covers third-party claims such as injury, property damage, or cargo loss caused by your operations.

Who should have Marine Liability Insurance?

Marine liability insurance is recommended for shipowners, operators, port authorities, and maritime businesses that interact with third parties, cargo, or port infrastructure.

Is Marine Insurance required by law?

While not always legally required, marine insurance is often mandatory under shipping contracts or trade agreements to ensure cargo and vessels are protected against risks.

Does Marine Insurance cover international shipments?

Yes, marine insurance can be tailored to cover both domestic and international shipments, depending on the route, value, and mode of transport.

Can I get marine insurance for one-time shipments?

Absolutely. We offer both single shipment policies and annual cover depending on your shipping frequency and needs.

What is not covered under Marine Insurance?

Exclusions vary by policy but typically include willful misconduct, improper packaging, delay (unless specified), and ordinary leakage or wear and tear.

Protect Your Adventures with Marine Insurance

Q: What is Marine Insurance?

Marine insurance covers the loss or damage of ships, cargo, terminals, and any transport by which goods are transferred between points of origin and destination.

Navigate the waters with confidence. Our specialised marine insurance services safeguard your vessels and ensure peace of mind.

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Our Offerings

At Townsville Insurance Brokers, we know marine claims can be complex. That’s why we offer strong local support backed by a dedicated team of marine insurance specialists.

Marine Liability Insurance

Provides protection if your marine business is held responsible for injuries or damage to other people or property.

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Commercial Hull Insurance

Covers physical damage to commercial vessels like cargo ships, tugboats, or fishing boats.

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Carriers Insurance for Transport

Protects transport companies from loss or damage to goods while being moved by road or rail.

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Who We Support

Cargo Owners

We help cargo owners safeguard their shipments with comprehensive cover against loss, damage, or delays whether it's by land or sea. You focus on delivering goods; we’ll handle the risk.

Carriers

From trucks to freight operators, we provide tailored insurance solutions that keep your business moving. Cover includes transit liability, vehicle protection, and support when you need it most.

Vessel Owners

Protect your vessels, crew, and operations with flexible marine insurance policies. Whether you're running a single boat or a fleet, we customise coverage to fit your unique risk profile.

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Protect Your Investment with Marine Insurance

Marine insurance offers crucial protection for your vessels and cargo. Enjoy peace of mind knowing you're covered against unforeseen events.

Peace of Mind

Stay worry-free while navigating the waters with comprehensive marine insurance coverage.

Financial Protection

Safeguard your assets and minimize financial risks associated with maritime operations.

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FAQS

Find answers to your most pressing questions about Maritime Insurance

What is marine insurance?

Marine insurance provides financial protection against loss or damage to goods, vessels, and cargo during transit over water, air, or land. It covers a wide range of risks associated with shipping and transport.

Who needs marine insurance?

Marine insurance is essential for importers, exporters, freight forwarders, logistics companies, and businesses that ship goods domestically or internationally.

What types of marine insurance are available?

Cargo Insurance – Covers loss/damage to goods in transit
‍Hull Insurance – Covers physical damage to the ship or vessel
‍Marine Liability Insurance – Covers legal liabilities during maritime operations
‍Freight Insurance – Protects loss of freight revenue

Why use a broker for marine insurance?

Insurance brokers: Compare policies from multiple insurers. Tailor coverage to your specific needs. Help with claims and documentation. Provide expert advice on risk mitigation.

Still have questions?

We love to talk to you, just give us a call.

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Happy Clients

Our clients love the protection we provide.

Hayden was a real star when it came to our business insurances ! Great service and helped us streamline our policies! Highly recommended !

Kris Williams

Hayden reviewed our insurances. He made the whole process easy and painless and saved us $$$$$$

R Voice

I recently contacted Jashan as I wasn’t satisfied with the level of care and professionalism from my previous broker. Jashan was prompt, precise, reduced my premiums, provided options and tailored policies to best suited my needs.

Customer Testimonial for Townsville insurance brokers

Chad Brewer

Jashan was extremely patient to understand my requirements and took the time to make sure my expectations were met in a timely manor. My experience with Earnest Insurance from start to finish was extremely professional and I wouldn’t hesitate to recommend Jashan as my one stop insurance contact.

Clinton Bailey

Has been a pleasure to find the right insurance for us at the right price.
Jashan has been very patient and helpful, thank you very much! Highly recommend!

Gold Coast Equestrian centre

Best insurance firm , Jashan was exceptional , I have been in business for 25 years and just thought i would shop around to see if i could get something cheaper , since my premiums kept going up i contacted Jashan and she was able to get me cover cheaper with no fuss and friendly advice and service.

Clyde Dvaz

Jashan really listened to our needs as a business and did a mountain of work in getting quotes to bring our premium down which is what you really want from a broker.

Martin Yeats

I have just signed up with Jashan for my home and contents, it was an absolutely painless process (!!unheard of with insurance!!) and I highly recommend you giving her a call, even just to review your current insurer for a better deal. She was extremely efficient and helpful, amended things when I asked on the spot, and the quote was great, better than elsewhere. Underwritten by Zurich, and a really fantastic open policy, ideal for those of us who live locally, in an area with a bushfire overlay. Recommended without reservation.

Dr Amanda Johnson

Excellent coverage options and competitive rates. Outstanding customer service. Shivani was knowledgeable, friendly and made the process seamless.

Basra Sukh

Neha deserves more than 5 stars as she help me a lot with my enquire and requirements. She is so professional and very helpful calm and done the job perfectly highly recommended

Jaspal Singh

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